In 4.3.5, a move between your own accounts is not income and not spending. Remi specialists answer in their own voice, and voice capture listens in the language you pick.

Transfers between your accounts

• A card payment, a FAST or EFT from your own IBAN, and a movement on a linked account stay out of the totals.
• Income and expense, cash flow, charts, and spending from the last 30 days skip these movements.
• On a statement import, a card payment on the card side is a transfer, not income.

Remi specialists

• The reply is written in that specialist's voice. The "notes taken" line is gone.
• A plan card appears only for a real plan. Gathering notes does not open one.
• The choices are Save and Apply, Revise, and Continue the chat.
• Mentioning another specialist with @ does not stop the dietitian, or an image you are sending.
• The project specialist can find, create, update, and complete tasks, and add a subtask.

Voice capture

• Pick the listening language: Turkish, English (US or UK), German, French, Spanish, Italian, Arabic, or Russian.
• The status line shows that language. Sample commands stay in Turkish or English.

Also in this version

• A bank file with no statement date still imports the transactions. It does not open an empty statement.
• Show the countdown section opens that screen. Asking how many days are left still lists them.
• Remi, Local Connect, and meeting Live Activities close when the session ends.